Did you all read this?
I personally do not understand why a woman with 6 children already would go for fertility treatments. Maybe we will know soon. She is unidentified as of now.
Her kids are apparently 7, 6, 5, 3, and 2 year old twins. But 14 children under 7??? All I can say is good luck, lady!
Friday, January 30, 2009
Friday, January 23, 2009
7-Quick Takes
1. First of all, I can't believe that I have not participated in the 7-Quick Takes. I am a confirmed listaholic and I haven't participated in a list carnival like this? I am glad to be remedying that now. In fact, if you look through my blog, many of my entries are in the form of lists. Apparently, somewhere between grad school and making homemaking lists, I lost the ability to form paragraphs.
2. I thought I coined the word listaholic a while back and used it on the blog. I googled the word today just for fun and there is a website by that name and I am very glad I did not click on it. On the google page, under the description, there are various titles that are quite icky and now I am wondering if the word means something else.
3. I had bloodwork done recently. They said they required 3 bottles of blood. They tried and tried and tried some more to find a vein. Finally they managed to find one and they started collection. 1.5 bottles later I threw up and they could get no more blood. So I was asked to come again yesterday when I was coming in to see the doctor. He had all the results with him and he said all the tests are done and they all came back normal. What I want to know is why did they need the other 1.5 bottles? Is the place I am going to an undercover Vampire Soup Kitchen?
4. I don't remember having a doll when I was growing up. Maybe I had one, but I just don't recall. No, I did not have a deprived childhood, thanks. I remember playing with my younger cousin with bricks and pebbles and sand and it was so much better fun than anything I can think of. Recently I came across a doll collection for $200+ and I was thinking, if we have a girl one day, she can play with brick and sand just like her Mama did and Mama turned out fine.
5. If you ever had and lost a dog or if you just even have a dog, may I suggest that you do not watch Marley and me. Especially if you are a woman and hormonal and do not enjoy crying at movies. I cried for the last 15 minutes. I don't ever remember crying for a movie before.
6. Last Friday we went to watch Ringling Bros and Barnum Bailey circus and I think my husband and I were the only ones without kids there. From the ticket guy to the parking guy everyone asked where the kids are. Husband finally replied that "we are the kids". He says though that this is an improvement on the one time in Niagra where the ticket guy for the boat (Maid of the Mist) waved me off thinking I was under 12.
7. I am no anti-feminist, but biology is biology, people. I think it is a fact that women pee more number of times than men. Just before intermission was announced for the circus, I ran to the bathroom as I knew what was coming. As I finished using the bathroom and came out, sure enough there was a line about a mile long. And the men's bathroom? Just a few. I have seen this at all theme parks (and trust me, I went to my share of them in 2008), airports, and just about any public place.
For more, visit Jen at Conversion Diary
2. I thought I coined the word listaholic a while back and used it on the blog. I googled the word today just for fun and there is a website by that name and I am very glad I did not click on it. On the google page, under the description, there are various titles that are quite icky and now I am wondering if the word means something else.
3. I had bloodwork done recently. They said they required 3 bottles of blood. They tried and tried and tried some more to find a vein. Finally they managed to find one and they started collection. 1.5 bottles later I threw up and they could get no more blood. So I was asked to come again yesterday when I was coming in to see the doctor. He had all the results with him and he said all the tests are done and they all came back normal. What I want to know is why did they need the other 1.5 bottles? Is the place I am going to an undercover Vampire Soup Kitchen?
4. I don't remember having a doll when I was growing up. Maybe I had one, but I just don't recall. No, I did not have a deprived childhood, thanks. I remember playing with my younger cousin with bricks and pebbles and sand and it was so much better fun than anything I can think of. Recently I came across a doll collection for $200+ and I was thinking, if we have a girl one day, she can play with brick and sand just like her Mama did and Mama turned out fine.
5. If you ever had and lost a dog or if you just even have a dog, may I suggest that you do not watch Marley and me. Especially if you are a woman and hormonal and do not enjoy crying at movies. I cried for the last 15 minutes. I don't ever remember crying for a movie before.
6. Last Friday we went to watch Ringling Bros and Barnum Bailey circus and I think my husband and I were the only ones without kids there. From the ticket guy to the parking guy everyone asked where the kids are. Husband finally replied that "we are the kids". He says though that this is an improvement on the one time in Niagra where the ticket guy for the boat (Maid of the Mist) waved me off thinking I was under 12.
7. I am no anti-feminist, but biology is biology, people. I think it is a fact that women pee more number of times than men. Just before intermission was announced for the circus, I ran to the bathroom as I knew what was coming. As I finished using the bathroom and came out, sure enough there was a line about a mile long. And the men's bathroom? Just a few. I have seen this at all theme parks (and trust me, I went to my share of them in 2008), airports, and just about any public place.
For more, visit Jen at Conversion Diary
Tuesday, January 13, 2009
Frugal Journey
I don't write a whole lot about frugality here in my blog. The main reason being that if I were to write about frugality, it might sound like a post on "How to spend excessive money on groceries" or something like that. And that is becasue frugality and the measure of it means different things to different people. These days sleep is a little elusive for me and I was thinking about it and what it means to me and what I learned since I started on this journey.
I was never a great spender to begin with. When you have to live on $600 a month, with a very real possibility of no income over the summer, frugality comes naturally. Especially if you are aspiring to graduate with no debt. Although I never spent inordinately after I started working, I never thought much about any of my purchases either. I might shop around a little bit, but that was about it. I never questioned the necessity or the long term value much. I believe that after graduating school, where I denied myself a lot of things, I felt a sense of entitlement. Today when I clean the cupboards, I come across a lot of those "entitlement posessions," which now serves the sole purpose of creating clutter and getting on my nerves.
When I started blog-reading in 2006, frugality was a thread in most of the blogs I read although they were not expressly blogs on frugality. As is my personality, the experiment on frugal practices was mostly crash and burn. I was high on saving money by couponing for a while and then suddenly, I lost the charm. The lack of health didn't help. But the experiment helped me in many learning many lessons, some of which I am going to share here.
1. It created awareness.
I became aware that I might not be as frugal as I thought I might be. The first step in implementing a cure for anything is realizing that there is a problem. One of my bad habit was stocking up on fruits and vegetables and then throwing them out as we (usually) never managed to finished them on time. It never occurred to me that though it is nice and good to eat fruits, I don't have to buy strawberries, cherries, watermelon, pineapple, grapes, and oranges all in one week.
2. Its not the same for everyone.
There is no standard measure of frugality. It varies. We don't have the same privileges or restrictions as a 1-income family as of now. So I don't have to run from pillar to post trying to save 40 cent on grapes while ignoring other things. There is a funny story that goes with it. My life is all about irony. I was once trying to hit 3 or 4 stores getting good deals on different stuff on the way back from work. Then I went to CVS scoring free toothpaste, and by the time I got home, I was too tired to cook and we ordered pizza. The cost of the pizza was more than what I saved and I ended up with free toothpaste I didn't really need. I had to laugh at myself on my money saving skills. There are time, flexibility, distance restrictions that might make it difficult for all familes to implement all the excellent means and methods of money saving that might be found online.
3. Food habits.
We are a predominantly veggie family. I once posted a picture of the amount of veggies we eat. And that is only half the week. Most of them are not even available in the traditional grocery store. And yes, it is expensive. The spices? Expensive as well. So the nice weekly $40 food budget which works for the family of 4? Doesn't work for us. I tried cheaper Asian stores, but the quality was bad, most of the veggies were half rotten and it was just not worth the trouble.
4. Sitting on making a decision
Or in other words, intentional buying. This has been the biggest money saver yet. Before I started on this journey, if we needed something, we always bought it. No brainer, right? Afterall, we are not talking about wants here. That is what I used to think. Now, I look for alternatives. A good story would be about the tape converter. I promise I will post that soon.
5. Not all needs are created equal
Recognizing the difference between a need and a want should have comes to me easily. But again, the sense of entitlement pokes its ugly head. We travel a lot, we get lost easily, so we need a GPS. The sub conscious thought is this: everybody has a GPS, I want one too. never mind that my phone has google maps and web access, I deserve it becasue I work so hard and I am so special. When I look down deep into the recesses of my thought process, a lot of needs end up like this. This is not to bash anyone who buys GPS. The point is to tell you how I challenged my thinking on wants that on the surface looks like needs.
6. It is not meant to suck every joy out of life
We travel a lot, and we love doing it. We take 1 or sometimes 2 vacations in a year. Although vacations never made the cut and I never questioned that expense, I was more cognizant of the choices I was making while I was traveling. Again, irony abounded. For example, I am a water person. I do not drink tea, coffee, wine etc, and started to drink coke only after coming to US. That too very sparingly. The same with juices. We still buy juice in the house for my husband, but I never bother to drink any just becasue I don't like it very much. That being the case, I noticed that I would order juice at a restaurant when we travel! Basically I would order juice for many times the cost at a restaurant (and not even drink quarter of it), but drink water at home. How stupid is that?
7. It is not meant to hamper giving
There is always a hoarding mentality that comes with saving money, but it is important not to go overboard with frugality that it becomes painful to give. I always think of "give as I go" a good way to do it. If I wait until all my personal goals are settled, then many years down the line, I might have the money, but not the heart to give.
Were you always frugal or did you learn along the way like me ?
I was never a great spender to begin with. When you have to live on $600 a month, with a very real possibility of no income over the summer, frugality comes naturally. Especially if you are aspiring to graduate with no debt. Although I never spent inordinately after I started working, I never thought much about any of my purchases either. I might shop around a little bit, but that was about it. I never questioned the necessity or the long term value much. I believe that after graduating school, where I denied myself a lot of things, I felt a sense of entitlement. Today when I clean the cupboards, I come across a lot of those "entitlement posessions," which now serves the sole purpose of creating clutter and getting on my nerves.
When I started blog-reading in 2006, frugality was a thread in most of the blogs I read although they were not expressly blogs on frugality. As is my personality, the experiment on frugal practices was mostly crash and burn. I was high on saving money by couponing for a while and then suddenly, I lost the charm. The lack of health didn't help. But the experiment helped me in many learning many lessons, some of which I am going to share here.
1. It created awareness.
I became aware that I might not be as frugal as I thought I might be. The first step in implementing a cure for anything is realizing that there is a problem. One of my bad habit was stocking up on fruits and vegetables and then throwing them out as we (usually) never managed to finished them on time. It never occurred to me that though it is nice and good to eat fruits, I don't have to buy strawberries, cherries, watermelon, pineapple, grapes, and oranges all in one week.
2. Its not the same for everyone.
There is no standard measure of frugality. It varies. We don't have the same privileges or restrictions as a 1-income family as of now. So I don't have to run from pillar to post trying to save 40 cent on grapes while ignoring other things. There is a funny story that goes with it. My life is all about irony. I was once trying to hit 3 or 4 stores getting good deals on different stuff on the way back from work. Then I went to CVS scoring free toothpaste, and by the time I got home, I was too tired to cook and we ordered pizza. The cost of the pizza was more than what I saved and I ended up with free toothpaste I didn't really need. I had to laugh at myself on my money saving skills. There are time, flexibility, distance restrictions that might make it difficult for all familes to implement all the excellent means and methods of money saving that might be found online.
3. Food habits.
We are a predominantly veggie family. I once posted a picture of the amount of veggies we eat. And that is only half the week. Most of them are not even available in the traditional grocery store. And yes, it is expensive. The spices? Expensive as well. So the nice weekly $40 food budget which works for the family of 4? Doesn't work for us. I tried cheaper Asian stores, but the quality was bad, most of the veggies were half rotten and it was just not worth the trouble.
4. Sitting on making a decision
Or in other words, intentional buying. This has been the biggest money saver yet. Before I started on this journey, if we needed something, we always bought it. No brainer, right? Afterall, we are not talking about wants here. That is what I used to think. Now, I look for alternatives. A good story would be about the tape converter. I promise I will post that soon.
5. Not all needs are created equal
Recognizing the difference between a need and a want should have comes to me easily. But again, the sense of entitlement pokes its ugly head. We travel a lot, we get lost easily, so we need a GPS. The sub conscious thought is this: everybody has a GPS, I want one too. never mind that my phone has google maps and web access, I deserve it becasue I work so hard and I am so special. When I look down deep into the recesses of my thought process, a lot of needs end up like this. This is not to bash anyone who buys GPS. The point is to tell you how I challenged my thinking on wants that on the surface looks like needs.
6. It is not meant to suck every joy out of life
We travel a lot, and we love doing it. We take 1 or sometimes 2 vacations in a year. Although vacations never made the cut and I never questioned that expense, I was more cognizant of the choices I was making while I was traveling. Again, irony abounded. For example, I am a water person. I do not drink tea, coffee, wine etc, and started to drink coke only after coming to US. That too very sparingly. The same with juices. We still buy juice in the house for my husband, but I never bother to drink any just becasue I don't like it very much. That being the case, I noticed that I would order juice at a restaurant when we travel! Basically I would order juice for many times the cost at a restaurant (and not even drink quarter of it), but drink water at home. How stupid is that?
7. It is not meant to hamper giving
There is always a hoarding mentality that comes with saving money, but it is important not to go overboard with frugality that it becomes painful to give. I always think of "give as I go" a good way to do it. If I wait until all my personal goals are settled, then many years down the line, I might have the money, but not the heart to give.
Were you always frugal or did you learn along the way like me ?
Wednesday, December 31, 2008
2008 in a list
It is the last day in 2008 and a time of reflection, I thought I would do a recap of what is standing out to me this past year. You knew a list was coming, right?
1. To start off on a cheerful note, we had the best Christmas ever with close family I haven't seen in 3 years. That was such a blessing and we had the most wonderful time ever.
2. I was able to spend the beginning of the year with my parents who are 10,000 miles away and that was an incredible blessing too.
3. As a family we had some painful experiences -one as a couple, and another more personal for me when my uncle went home to be with the Lord in June. It is hard to believe he is no longer with us as he was one of the most dynamic and full of life person I have met.
4. Two families at church whom we are very close to moved/is moving. Their absence has left such a big hole in our lives.
5. We were able to travel to a bunch of places that we always wanted to and made some cherished memories.
6. A lot of family and friends visited us this year and we were blessed by their stay here with us.
7. I started the "Saturday unplugged tradition" and the days we did it, it has been such a sweet time. I just cook something extra nice or special, bring out the nice dishes, light some candles and have dinner. It could be just hubby and me or sometimes we have people over. But we turn off the tv, and computer and phones. We read, or play board games or go for a walk, or just talk.
8. I was able to read 53 books this year thanks to all the doctors that I had to see and the subsequent waiting at the office. My goal was 50 and I do feel a sense of accomplishment. I know you all probably read 100, just pretend like I did something, okay?
9. And with all that has happened in 2008, personally, professionally, the hills and valleys, ups and downs I can say with certainty that God is good all the time and all the time God is good. His mercies are new every morning.
And to the One who does exceedingly abundantly above all that we ask or think to Him be all the glory. I wish all my readers a wonderful Year 2009.
Even so, come Lord Jesus.
1. To start off on a cheerful note, we had the best Christmas ever with close family I haven't seen in 3 years. That was such a blessing and we had the most wonderful time ever.
2. I was able to spend the beginning of the year with my parents who are 10,000 miles away and that was an incredible blessing too.
3. As a family we had some painful experiences -one as a couple, and another more personal for me when my uncle went home to be with the Lord in June. It is hard to believe he is no longer with us as he was one of the most dynamic and full of life person I have met.
4. Two families at church whom we are very close to moved/is moving. Their absence has left such a big hole in our lives.
5. We were able to travel to a bunch of places that we always wanted to and made some cherished memories.
6. A lot of family and friends visited us this year and we were blessed by their stay here with us.
7. I started the "Saturday unplugged tradition" and the days we did it, it has been such a sweet time. I just cook something extra nice or special, bring out the nice dishes, light some candles and have dinner. It could be just hubby and me or sometimes we have people over. But we turn off the tv, and computer and phones. We read, or play board games or go for a walk, or just talk.
8. I was able to read 53 books this year thanks to all the doctors that I had to see and the subsequent waiting at the office. My goal was 50 and I do feel a sense of accomplishment. I know you all probably read 100, just pretend like I did something, okay?
9. And with all that has happened in 2008, personally, professionally, the hills and valleys, ups and downs I can say with certainty that God is good all the time and all the time God is good. His mercies are new every morning.
And to the One who does exceedingly abundantly above all that we ask or think to Him be all the glory. I wish all my readers a wonderful Year 2009.
Even so, come Lord Jesus.
Friday, December 19, 2008
Highlights from my week and thoughts running through my head
1. Wrapped gifts under the tree
2. Half clean house
3. Sick hubby who needs a lot of TLC
3. Eating leftovers for myself and soup for hubby to make time for cleaning
4. Hoping I haven't gotten sick as well
5. Wondering where all our guests are going to sleep
6. Keeping DH away from work and trying to get him to rest
7. Thrilled and looking forward to spending time with family.
8. Hope they would like my cooking after being used to my sisters awesome food.
9. Praying that I won't sing off-key during the cantata
10. Wondering why I could not come up with a shorter title for this post
2. Half clean house
3. Sick hubby who needs a lot of TLC
3. Eating leftovers for myself and soup for hubby to make time for cleaning
4. Hoping I haven't gotten sick as well
5. Wondering where all our guests are going to sleep
6. Keeping DH away from work and trying to get him to rest
7. Thrilled and looking forward to spending time with family.
8. Hope they would like my cooking after being used to my sisters awesome food.
9. Praying that I won't sing off-key during the cantata
10. Wondering why I could not come up with a shorter title for this post
Monday, December 15, 2008
Two Income Trap - Part 2
See Part 1 here
In this long-awaited (yeah, right!) post, I will address the argument about Mom being the safety net that was put forward by the authors in Two Income Trap. The basic premise is that when there is only one income, couples buy house based on that, and since mom is a safety net, if dad loses the job, mom can go into the work force until that time dad gets another job.
There are three (broadly) reasons why moms stay at home while dad goes to work.
1. Religious reasons
2. Lack of education, so no good job choices
3. Educated, but prefer to be home with the kids
I think choices 1 and 2 are self explanatory and so I am just going to focus on the 3rd choice. There is an argument that is commonly put forward for moms staying home which is that if they go out to work, the family have to pay for child care, gas and maintenance on the second car, clothes, and all the trappings that come with a second job. I recently read somewhere that the mom needs to make at least $50,000 annually to make a contribution to the family finance. It sounds reasonable since many jobs do require all of the above. So many of the families who keep Mommy home do think of this. The cost benefit analysis show that it is better financially that a Mom remains home since for some jobs it takes money for her to be in the workplace.
So let us consider such a family. Jane is reasonably well educated, has 2 kids, never worked. John has a good job which brings in $50,000. They manage the home with that. She is frugal, watches the pennies, they don't eat out, do not go for vacations. She sends Junior 1 to public school and Junior 2 who is a toddler stays home with her. Now the economy turns bad (not hard to imagine now, is it?) and dad loses the job. Now, according to the book, this is when mom steps into the work force and rescues the family until Dad finds a job. Maybe I am being naive here, but I don't think there are a lot of employers out there offering anyone a $50,000 job with no experience, is going to be there only until the husband finds a job. (which could be one month to 6 months or maybe even more) A good job is not something you walk in and out of. And it is not rocket science what happens when putting an inexperienced mom suddenly into a work situation. In majority of the cases, she cannot hack it.
So John's and Jane's situation has changed. Jane is working at store X as a a clerk. The economy which cost John his job is not kind to Jane either. That is all she got since she has no experience and is not there for the long haul. She needs new formal clothes, she can't get home until late evening, so they need child care. John has interviews to attend and jobs to apply, so he cannot look after the kids while Jane is at work. Jane is tired coming from work, and looking after children, so she has no energy to cook, clean or pinch pennies. Expenses are more, and she brings in nowhere close to what John used to bring. I don't really think there is any hyperbole in the situation that I presented. It is a very possible outcome of such a situation.
Another problem I had with the book was that it does not give really good solutions as to how to get out of the Two Income Trap, a lot of families find themselves in. The book is good reading to understand how people get into saddening life situations, but I feel it doesn't do much good for a family already there. The overwhelming feeling I got after reading the statistics that the book provided was sadness. The answer to a crisis such as Dad losing the job is not to send a Mom who has never worked before into the workplace. I don't think it will work in real life for the reasons stated above.I am not saying I have the answers. But there are some things which I believe are good tips for a couple starting out in life.
1. If both husband and wife work, buy a house with a mortgage+utilities which you can afford to pay with one income. If you cannot afford to do that, you are not financially ready to buy a house. The book touches on this about keeping your fixed expenses below 50%.
2. Live WAY below your means. It means different things to different people. But you know where you are. Save well.
3. Don't worry about what other people are making or not making or emulate their lifestyles. Look at successful people and learn what they are doing right. Take control of your OWN finances.
4. Learn about investing. E.g. A car is a depreciating asset and is not a wise investment choice.
5. Above all, don't forget the source of every blessing.
Since I cannot say it any better, I leave you with Amy's words. If you are poor, let it be becasue the Lord wills so, and not becasue of your foolish choices.
In this long-awaited (yeah, right!) post, I will address the argument about Mom being the safety net that was put forward by the authors in Two Income Trap. The basic premise is that when there is only one income, couples buy house based on that, and since mom is a safety net, if dad loses the job, mom can go into the work force until that time dad gets another job.
There are three (broadly) reasons why moms stay at home while dad goes to work.
1. Religious reasons
2. Lack of education, so no good job choices
3. Educated, but prefer to be home with the kids
I think choices 1 and 2 are self explanatory and so I am just going to focus on the 3rd choice. There is an argument that is commonly put forward for moms staying home which is that if they go out to work, the family have to pay for child care, gas and maintenance on the second car, clothes, and all the trappings that come with a second job. I recently read somewhere that the mom needs to make at least $50,000 annually to make a contribution to the family finance. It sounds reasonable since many jobs do require all of the above. So many of the families who keep Mommy home do think of this. The cost benefit analysis show that it is better financially that a Mom remains home since for some jobs it takes money for her to be in the workplace.
So let us consider such a family. Jane is reasonably well educated, has 2 kids, never worked. John has a good job which brings in $50,000. They manage the home with that. She is frugal, watches the pennies, they don't eat out, do not go for vacations. She sends Junior 1 to public school and Junior 2 who is a toddler stays home with her. Now the economy turns bad (not hard to imagine now, is it?) and dad loses the job. Now, according to the book, this is when mom steps into the work force and rescues the family until Dad finds a job. Maybe I am being naive here, but I don't think there are a lot of employers out there offering anyone a $50,000 job with no experience, is going to be there only until the husband finds a job. (which could be one month to 6 months or maybe even more) A good job is not something you walk in and out of. And it is not rocket science what happens when putting an inexperienced mom suddenly into a work situation. In majority of the cases, she cannot hack it.
So John's and Jane's situation has changed. Jane is working at store X as a a clerk. The economy which cost John his job is not kind to Jane either. That is all she got since she has no experience and is not there for the long haul. She needs new formal clothes, she can't get home until late evening, so they need child care. John has interviews to attend and jobs to apply, so he cannot look after the kids while Jane is at work. Jane is tired coming from work, and looking after children, so she has no energy to cook, clean or pinch pennies. Expenses are more, and she brings in nowhere close to what John used to bring. I don't really think there is any hyperbole in the situation that I presented. It is a very possible outcome of such a situation.
Another problem I had with the book was that it does not give really good solutions as to how to get out of the Two Income Trap, a lot of families find themselves in. The book is good reading to understand how people get into saddening life situations, but I feel it doesn't do much good for a family already there. The overwhelming feeling I got after reading the statistics that the book provided was sadness. The answer to a crisis such as Dad losing the job is not to send a Mom who has never worked before into the workplace. I don't think it will work in real life for the reasons stated above.I am not saying I have the answers. But there are some things which I believe are good tips for a couple starting out in life.
1. If both husband and wife work, buy a house with a mortgage+utilities which you can afford to pay with one income. If you cannot afford to do that, you are not financially ready to buy a house. The book touches on this about keeping your fixed expenses below 50%.
2. Live WAY below your means. It means different things to different people. But you know where you are. Save well.
3. Don't worry about what other people are making or not making or emulate their lifestyles. Look at successful people and learn what they are doing right. Take control of your OWN finances.
4. Learn about investing. E.g. A car is a depreciating asset and is not a wise investment choice.
5. Above all, don't forget the source of every blessing.
Since I cannot say it any better, I leave you with Amy's words. If you are poor, let it be becasue the Lord wills so, and not becasue of your foolish choices.
Saturday, December 13, 2008
Christmas Banquet
Just like Titanic, only different...
The little man was trying to wriggle his way down as fast as he could.
And then, the updated family pic with my blonde-haired blue-eyed baby from the Christmas Banquet at church.
I just love him to pieces. And that goes for the man and the baby.
The little man was trying to wriggle his way down as fast as he could.
And then, the updated family pic with my blonde-haired blue-eyed baby from the Christmas Banquet at church.
I just love him to pieces. And that goes for the man and the baby.
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